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This is a great app that lets you complete jobs near you and earn REAL CASH! Not points or some other things that are point less. Jan 18, 2020 Dwolla is a money sending app that allows you to transfer money from your bank account to others for a nominal fee. If the transfer is under $10 you won't have any service fees and anything over is only.25 cents! The max amount of money you can send from Dwolla is $5,000 for personal accounts and up to $10,000 for business accounts. Download this app from Microsoft Store for Windows 10 Mobile, Windows Phone 8.1, Windows Phone 8. See screenshots, read the latest customer reviews, and compare ratings for My money. It's easy to play, you have 5 attempts, you just need to click on 'Play' to spin your luck! If you get 3 of the same Cash App Amount types you WIN! Thats right and the best is, you can win up to $500 cash app money! Feb 03, 2021 If you're going to spend hours on your phone each day, it can't hurt to make a little extra money while you're at it. 15 Best Money Making Apps for 2021. This list of best apps to make money using your phone is broken down into the following categories: Popular Side Hustle Apps; Money-Making Apps That Pay You Cash Back.
Does anyone carry cash anymore?
A recent study estimated 79 million adult Americans will use peer-to-peer payment services in 2019. This is an increase of 24 percent over last year, according to eMarketer, a market research company.
Why?
Because it's never been easier, cheaper, and more efficient to send money online. Iphoto 12 download. Thanks to tons of free apps and minimal fees (if any!), these apps make it much easier than going to the bank to get cash.
Plus, it's never been safer as companies make a huge effort and spend millions of dollars to protect your financial identity online. The best part though, is the convenience.
You don't need to go to the bank's ATM, try to avoid fees, break change at dinner, and worry about not having cash anymore.
12 Best Send Money Apps
Here's everything you need to know about the best ways to send money, how to send it internationally, and some other best practices.
1. Apple Pay
Apple Pay may be the simplest way to send money if you use an iOS device.
Before you get started, you will need to add your debit card to your iOS device. Animal slot machines. You can quickly access those settings by going to Settings and then scrolling down to Wallet & Apple Pay inside any iOS device.
Sending or Receiving Money | Apple Pay | ||
---|---|---|
Apple Pay Send and Receive Limits | Minimum | Maximum |
7-day period | $1 | $10,000 |
Per message | $1 | $10,000 |
To request payment or send payment, simply create a text message for the person you are paying or requesting money from. Inside your text messages and right above the keyboard is a series of icons to choose from. Click on the one that has the Apple Pay logo. If you're sending payment, you will need to enter in your password (fingerprint or retina scan) and the money will be sent instantly.
Note: This will only work with iOS devices.
2. Venmo
Venmo is a money transfer app that is actually owned by PayPal but operated separately. It's more of a social sharing and payment platform than PayPal. This is my personal preferred method of sending money online.
One of the biggest perks is that it is 100% free if you send money from a bank account. If you choose to add a credit card and transfer money, there is a small fee as they have to deal with credit card processing fees. These fees are around 3% if you opt to use a credit or debit card.
All you need to send money is to make sure that both people download the app. Once you select an amount, type in what it's for and push send.
Venmo Limits | |
---|---|
Sending/Receiving money to Venmo users | $2,999.99 weekly limit |
Sending/Receiving money authorized merchants | $2,000 per purchase (max 30 per day) |
$299.99 max for first-time users |
Lucky creek casino. The money will arrive instantly and can be transferred to your bank account within 2-3 business days. Plus, if you don't have your app you can also pay with Venmo from their website.
Venmo is more of a social app than the others as you can see who is sending who money. But don't worry, the amount of money you send isn't displayed. If you don't want others to see your activity make sure to log on to your profile and change these settings.
3. Google Wallet
Google Wallet is a very simple way to send money as the other person doesn't even need to download the app. To get started sending money, log into your app and add your debit card or bank account information.
All you need is the email address or phone number to use the app to send money. As long as they have a Google account with a linked bank account or debit card, the other user can withdraw the funds. The max amount is $9,999 per transfer or $50,000 over a 5-day period.
Google Play Limits | |
---|---|
Single Transaction | Up to $10,000 |
In 7 days | UP to $10,000 |
Florida residents | Up to $3,000 every 24 hours |
Transactions over $2,500 | Recipient will need to add a bank account to claim the money |
A big plus with using Google Wallet is the amount of security you receive. As Google is one of the largest companies in the world, the security matches. Plus, if you somehow lose your phone you can disable and have the app removed from your phone from logging in online.
But, a major downside is that you aren't able to pay using a credit card. Also, the bank transfers can up to 10 days!
4. Facebook Messenger
In Facebook's attempt to take over the world, you can now use the social media sharing platform to transfer money not just mindlessly scroll through your newsfeed. They make it very simple to send money via the Messenger app.
All you need to do is download the app (if you haven't already) and find the person you want to send money too. Hit the '$' sign in the chat and enter your debit card to complete the transaction. Once the other user receives the money they will also need to add a debit card to withdraw the funds.
As Facebook is worldwide, I was surprised to learn that you can only use this app to send money if you are both located in the United States. If you're worried about safety, Facebook does allow you to add a pin and extra verifications once you add your debit card. The entire transfer process takes 1-3 business days.
Even though it's a social media app don't worry, your payment details aren't displayed anywhere on your profile.
Note: Facebook messenger limits vary from country to country.
5. Square Cash
Square Cash is another app that allows you to send money to family and friends 100% free. You can use the app in two different ways. If the other person has a Square Cash account you can ask for their 'cash tag' and do a money transfer. If you don't have an account you can still pay by iMessage and Siri as well.
When you transfer money with Square Cash there is a service limit of $250 per week. But, if you go through the short verification you can increase your limit to $2,500!
Square Cash Limits | |
---|---|
Send money | $250 per week |
Recieve money | $1,000 per week |
Increase send limits up to $2,500 when you verify your account |
The only real downside to using square cash is that you can't use the service if you are outside the United States. Otherwise, it's a very comparative payment option to Venmo.
If you run a business and want to use Square Cash they also have several options that allow you to use the app for payments.
6. Dwolla
Dwolla is a money sending app that allows you to transfer money from your bank account to others for a nominal fee. If the transfer is under $10 you won't have any service fees and anything over is only .25 cents!
The max amount of money you can send from Dwolla is $5,000 for personal accounts and up to $10,000 for business accounts. All you need is the Dwolla ID of the other person/business, email, and phone number. If the other person doesn't have an account yet it will prompt them to sign up for free.
Dwolla Limits | |
---|---|
Personal Account | Send up to $5,000 per transaction |
Business, Non-profit, and Government Accounts | Send up to $10,000 per transaction |
You can apply for increased limits anytime. Approval is based on Dwolla's discretion. |
Like Square Cash, Dwolla also has several business options to help you send money at a very minimal cost. You can receive higher limits, next day transfers, and better customer support. This is the best money sending app if you are wanting to use a money sending app for your business as well.
7. Zelle
Zelle is a great app to send money but you need to have an account with participating banks or signing up at clearxchange.com. They are becoming increasingly popular with the bigger banks joining clearxchange.
There are currently over 400 banking partners with Zelle.
Here are a few of the bigger participating banks:
- Chase Bank
- Wells Fargo
- U.S. Bank
- Capital One
- Ally Bank
- Bank of America
To send money all you will need is the recipient's email or phone number. Check with your bank to learn how to sign up for Zelle today or register at clearxchange.com.
Note: Limits to send money via Zelle are created by your own bank or credit union. If you use Zelle outside of your bank, the send limit is $500 per week.
8. Popmoney
While not as common as the other apps above, Popmoney is another app that lets you send money online. Popmoney has partnered with numerous banks and credit unions to send and request money from your mobile banking app.
Here are the current limits for Popmoney:
Popmoney Send Limits | |||
---|---|---|---|
From your | Fee (free to receive) | Limit per day | Limit 30 days |
Bank Account | $0.95 | $2,000 | $5,000 |
Debit Card | $0.95 | $500 | $1,000 |
Pop Money Receive Limits | |||
---|---|---|---|
Request Money | Fee (free to receive) | Limit per day | Limit 30 days |
Pay a request | Free | $2,500 | $4,000 |
Send a request | $0.95 | $1,000 | $2,500 |
You can send money to someone else who has Popmoney for free. Otherwise, it is only .95 cents to transfer the money.
9. PayPal
PayPal is one of the oldest and first apps to help send money both domestically and internationally as they are the preferred method of payment for eBay before being acquired by them.
If you have a personal PayPal account you can send money free as long as the other person has a personal account. While you can transfer from a business account, there a few more steps to open the account and transaction fees as well.
To send money, log on to the app or website and make sure you have the intended recipients phone number or email address. You can choose to send the money from your bank, debit card, or credit cards. If you use a PayPal balance or your bank account there are no transaction costs.
But if you choose to use a credit or debit card there is a 2.9% fee plus 30 cents. The fees are even higher when sending money abroad. Two major perks are the security and total amount (up to $10,000) to send money.
Plus, PayPal is on the send money apps on the list that allows you to send money internationally. Below are the most common ways to send money outside the United States.
Note: There is no limits on sending or receiving money via Paypal with a verified account (linking your bank account or credit card).
10. Walmart 2 Walmart Transfers
Walmart is a great place to shop and save money each month for your budget. Now you can also send cash! This is a cheaper option than using Western Union or Moneygram. Plus, it's convenient as you might already be shopping there on a regular basis.
You can use their transfer service to send to other Walmart's around the country. The maximum amount you can transfer is $2,500 and costs vary depending on transfer amount.
A potential downside is that not every Walmart does offer the transfer service although a majority do. Make sure to check their website to ensure your Walmart does offer the money sending service.
11. Cash
If you're old-fashioned or sell some stuff as a side hustle and have extra cash, you can still pay the old school way. While I'll never recommend sending cash in the mail, it's still an option. If you do, make sure that the postage is insured just in case!
Otherwise, I recommending switching to one of these send money apps to increase your security and not waste time finding the closest ATM.
12. Bank Transfers
While it's not an app like most of the others on this list, you can still use old-fashioned bank transfers to send money to friends or family if you have the same bank. If they bank at a different establishment there is almost always a transfer fee which can range depending on institutions and overall amount.
Transaction fees are the main reason I don't recommend using bank transfer to send money as you can avoid it with most of these apps.
8 Ways to Send Money Internationally
The methods above making sending money easy, but when it comes to sending money internationally it's not always as simple but still easier than it ever has been. It is more difficult because of higher regulations, fraud, and different banking operations.
Here are the best and cheapest ways to send money internationally.
1. PayPal
As I mentioned, PayPal is one of the most secure and best ways to send money online. When you use a bank account there is a very small processing fee and a higher fee if you choose to use a credit card as the form of payment.
Depending on where you are located it might even be cheaper to use a credit card instead of a bank account. Make sure to compare both before hitting send.
PayPal is very easy and very secure as it's payment giant. But, there are some restrictions that don't make it always the best experience. Depending on location and verification you can only send limited amounts of money.
If you try to do more or PayPal thinks it's fraud, they can freeze your account and make it difficult to reopen. Usually, you will have to contact a call center and go through additional verification steps before sending money.
2. TransferWise
TransferWise is a U.K. company that allows you to send money internationally to select countries. The best part is that the fees are minimal and you only pay the actual exchange rates. Plus, the daily amounts are incredibly high compared with other platforms!
There is a $50,000 daily limit and $250,000 annually. If you do business internationally this is also a great option as you can send $250,000 daily and $1 million per year!
If you want to start download their mobile app today.
3. Western Union
Western Union has been a way to send money internationally for decades and is the biggest money transfer company in the world. To send money you can go into one of their locations internationally, use their app or their website.
You can choose to use cash or a debit card to fund the money transfer and can be direct deposited or picked up by the recipient at a Western Union location. The delivery options make this one of the biggest perks along with low fees and a very small exchange rate markup.
The biggest downside of using Western Union is the costs and delivery time. The cheaper the transfer usually the longer it will take to be delivered.
4. OFX
OFX is very similar to Transferwise and doesn't charge fees regardless of how much money you are sending! They make their money by taking a cut on the exchange rate for transfers.
They are also great if you are transferring a large sum of money as the minimum amount to transfer is $1,000. This is relatively high as others on the list have a minimum between $50-$100.
Another perk of using OFX to send money internationally is that you get a discount the more you use the service. If you are sending money abroad on a regular basis, this can help save you tons of money over time. Unlike Transferwise, they do not have daily limits and have incredible 24-hour support if you are having any issues.
Get started with OFX today!
5. MoneyGram
MoneyGram is a large money sending platform that operates in over 200 countries and has 350,000 locations! They are the biggest competitor of Western Union and offer the ability to send money to other locations and have the money picked up almost instantly.
What's the catch with using Moneygram?
The fees.
If you send between $200 and $1,000 the costs will range from $10-$25 and exchange rates can make it even worse. The average exchange rate adds another 1-6% on your transaction fees. This can add up if you are regularly sending money abroad!
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6. Xoom
Xoom is the sister app of Venmo and also owned by PayPal. Think of them as the Venmo abroad.
While Xoom doesn't service as many countries as Western Union or Moneygram, it does makeup in how fast the transfers happen. They still operate in 70 countries and allow you to send up to $25,000 to some countries.
You can choose to pay with credit card, debit card, or bank account and most transfers happen instantly.
The biggest downside?
High costs when using your debit or credit card. Depending on where you are located it can be a substantial amount.
If both parties are using bank accounts this is one of your best options! Make sure to check out their free online calculator to help you evaluate the fees before sending money abroad.
7. Wire Transfer With Your Bank
One of the easiest but not cheapest ways to send money online is a traditional wire transfer. You will have to deal with bank fees and depending on the bank, an exchange rate markup. The transaction can take a few days due to banking regulations and where the money is being transferred.
If you are transferring a large amount of money this is the option I would recommend. While it is more expensive it's also much more secure.
Most Frequently Asked Questions About Sending Money Apps
Here are some of the most commonly asked questions to help ease your financial concerns about sending money online.
How long will my transfers take to complete?
It depends on each of the apps and providers. Some will help you send or receive money faster than others. Generally, it will be between 1-3 business days while some take closer to 3-5 days. Remember that if you transfer money on a weekend or holiday it will take longer to complete the transaction due to banking regulations.
6. Dwolla
Dwolla is a money sending app that allows you to transfer money from your bank account to others for a nominal fee. If the transfer is under $10 you won't have any service fees and anything over is only .25 cents!
The max amount of money you can send from Dwolla is $5,000 for personal accounts and up to $10,000 for business accounts. All you need is the Dwolla ID of the other person/business, email, and phone number. If the other person doesn't have an account yet it will prompt them to sign up for free.
Dwolla Limits | |
---|---|
Personal Account | Send up to $5,000 per transaction |
Business, Non-profit, and Government Accounts | Send up to $10,000 per transaction |
You can apply for increased limits anytime. Approval is based on Dwolla's discretion. |
Like Square Cash, Dwolla also has several business options to help you send money at a very minimal cost. You can receive higher limits, next day transfers, and better customer support. This is the best money sending app if you are wanting to use a money sending app for your business as well.
7. Zelle
Zelle is a great app to send money but you need to have an account with participating banks or signing up at clearxchange.com. They are becoming increasingly popular with the bigger banks joining clearxchange.
There are currently over 400 banking partners with Zelle.
Here are a few of the bigger participating banks:
- Chase Bank
- Wells Fargo
- U.S. Bank
- Capital One
- Ally Bank
- Bank of America
To send money all you will need is the recipient's email or phone number. Check with your bank to learn how to sign up for Zelle today or register at clearxchange.com.
Note: Limits to send money via Zelle are created by your own bank or credit union. If you use Zelle outside of your bank, the send limit is $500 per week.
8. Popmoney
While not as common as the other apps above, Popmoney is another app that lets you send money online. Popmoney has partnered with numerous banks and credit unions to send and request money from your mobile banking app.
Here are the current limits for Popmoney:
Popmoney Send Limits | |||
---|---|---|---|
From your | Fee (free to receive) | Limit per day | Limit 30 days |
Bank Account | $0.95 | $2,000 | $5,000 |
Debit Card | $0.95 | $500 | $1,000 |
Pop Money Receive Limits | |||
---|---|---|---|
Request Money | Fee (free to receive) | Limit per day | Limit 30 days |
Pay a request | Free | $2,500 | $4,000 |
Send a request | $0.95 | $1,000 | $2,500 |
You can send money to someone else who has Popmoney for free. Otherwise, it is only .95 cents to transfer the money.
9. PayPal
PayPal is one of the oldest and first apps to help send money both domestically and internationally as they are the preferred method of payment for eBay before being acquired by them.
If you have a personal PayPal account you can send money free as long as the other person has a personal account. While you can transfer from a business account, there a few more steps to open the account and transaction fees as well.
To send money, log on to the app or website and make sure you have the intended recipients phone number or email address. You can choose to send the money from your bank, debit card, or credit cards. If you use a PayPal balance or your bank account there are no transaction costs.
But if you choose to use a credit or debit card there is a 2.9% fee plus 30 cents. The fees are even higher when sending money abroad. Two major perks are the security and total amount (up to $10,000) to send money.
Plus, PayPal is on the send money apps on the list that allows you to send money internationally. Below are the most common ways to send money outside the United States.
Note: There is no limits on sending or receiving money via Paypal with a verified account (linking your bank account or credit card).
10. Walmart 2 Walmart Transfers
Walmart is a great place to shop and save money each month for your budget. Now you can also send cash! This is a cheaper option than using Western Union or Moneygram. Plus, it's convenient as you might already be shopping there on a regular basis.
You can use their transfer service to send to other Walmart's around the country. The maximum amount you can transfer is $2,500 and costs vary depending on transfer amount.
A potential downside is that not every Walmart does offer the transfer service although a majority do. Make sure to check their website to ensure your Walmart does offer the money sending service.
11. Cash
If you're old-fashioned or sell some stuff as a side hustle and have extra cash, you can still pay the old school way. While I'll never recommend sending cash in the mail, it's still an option. If you do, make sure that the postage is insured just in case!
Otherwise, I recommending switching to one of these send money apps to increase your security and not waste time finding the closest ATM.
12. Bank Transfers
While it's not an app like most of the others on this list, you can still use old-fashioned bank transfers to send money to friends or family if you have the same bank. If they bank at a different establishment there is almost always a transfer fee which can range depending on institutions and overall amount.
Transaction fees are the main reason I don't recommend using bank transfer to send money as you can avoid it with most of these apps.
8 Ways to Send Money Internationally
The methods above making sending money easy, but when it comes to sending money internationally it's not always as simple but still easier than it ever has been. It is more difficult because of higher regulations, fraud, and different banking operations.
Here are the best and cheapest ways to send money internationally.
1. PayPal
As I mentioned, PayPal is one of the most secure and best ways to send money online. When you use a bank account there is a very small processing fee and a higher fee if you choose to use a credit card as the form of payment.
Depending on where you are located it might even be cheaper to use a credit card instead of a bank account. Make sure to compare both before hitting send.
PayPal is very easy and very secure as it's payment giant. But, there are some restrictions that don't make it always the best experience. Depending on location and verification you can only send limited amounts of money.
If you try to do more or PayPal thinks it's fraud, they can freeze your account and make it difficult to reopen. Usually, you will have to contact a call center and go through additional verification steps before sending money.
2. TransferWise
TransferWise is a U.K. company that allows you to send money internationally to select countries. The best part is that the fees are minimal and you only pay the actual exchange rates. Plus, the daily amounts are incredibly high compared with other platforms!
There is a $50,000 daily limit and $250,000 annually. If you do business internationally this is also a great option as you can send $250,000 daily and $1 million per year!
If you want to start download their mobile app today.
3. Western Union
Western Union has been a way to send money internationally for decades and is the biggest money transfer company in the world. To send money you can go into one of their locations internationally, use their app or their website.
You can choose to use cash or a debit card to fund the money transfer and can be direct deposited or picked up by the recipient at a Western Union location. The delivery options make this one of the biggest perks along with low fees and a very small exchange rate markup.
The biggest downside of using Western Union is the costs and delivery time. The cheaper the transfer usually the longer it will take to be delivered.
4. OFX
OFX is very similar to Transferwise and doesn't charge fees regardless of how much money you are sending! They make their money by taking a cut on the exchange rate for transfers.
They are also great if you are transferring a large sum of money as the minimum amount to transfer is $1,000. This is relatively high as others on the list have a minimum between $50-$100.
Another perk of using OFX to send money internationally is that you get a discount the more you use the service. If you are sending money abroad on a regular basis, this can help save you tons of money over time. Unlike Transferwise, they do not have daily limits and have incredible 24-hour support if you are having any issues.
Get started with OFX today!
5. MoneyGram
MoneyGram is a large money sending platform that operates in over 200 countries and has 350,000 locations! They are the biggest competitor of Western Union and offer the ability to send money to other locations and have the money picked up almost instantly.
What's the catch with using Moneygram?
The fees.
If you send between $200 and $1,000 the costs will range from $10-$25 and exchange rates can make it even worse. The average exchange rate adds another 1-6% on your transaction fees. This can add up if you are regularly sending money abroad!
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6. Xoom
Xoom is the sister app of Venmo and also owned by PayPal. Think of them as the Venmo abroad.
While Xoom doesn't service as many countries as Western Union or Moneygram, it does makeup in how fast the transfers happen. They still operate in 70 countries and allow you to send up to $25,000 to some countries.
You can choose to pay with credit card, debit card, or bank account and most transfers happen instantly.
The biggest downside?
High costs when using your debit or credit card. Depending on where you are located it can be a substantial amount.
If both parties are using bank accounts this is one of your best options! Make sure to check out their free online calculator to help you evaluate the fees before sending money abroad.
7. Wire Transfer With Your Bank
One of the easiest but not cheapest ways to send money online is a traditional wire transfer. You will have to deal with bank fees and depending on the bank, an exchange rate markup. The transaction can take a few days due to banking regulations and where the money is being transferred.
If you are transferring a large amount of money this is the option I would recommend. While it is more expensive it's also much more secure.
Most Frequently Asked Questions About Sending Money Apps
Here are some of the most commonly asked questions to help ease your financial concerns about sending money online.
How long will my transfers take to complete?
It depends on each of the apps and providers. Some will help you send or receive money faster than others. Generally, it will be between 1-3 business days while some take closer to 3-5 days. Remember that if you transfer money on a weekend or holiday it will take longer to complete the transaction due to banking regulations.
Is this safe to transfer money through an app?
Yes, security is a major concern. Like anything online, there is always a small risk but these companies spend millions on advanced software and highly qualified engineers to ensure you are protected.
That being said, make sure to review your bank accounts and app usage to ensure there isn't any charges you don't recognize.
What are the main types of fees with these apps?
There are two main fees associated with sending money through apps or bank transfers. The first is the transfer fee which can be a percentage of the total amount, flat fee or a combination of both like PayPal.
The other fee is the exchange rate markup that only occurs if you are sending money internationally. These fees will differ from each app and depend a lot on the currency you are using.
Some companies, like OFX, don't charge transfer fees but instead take a cut of the exchange rate markup. Make sure to double check these fees as different countries have very different costs associated with them.
Final Thoughts on Best Sending Money Apps
As you can see, it's never been cheaper and easier to send money to friends and family. Domestically there are plenty of options. I personally love Venmo but after researching this post other top recommendations include Apple Pay, Google Wallet, Zelle and PayPal. If you want to send money domestically and prefer a brick and mortar go with Western Union, Moneygram or Walmart.
When it comes to sending money internationally this might require a little more research on your end as fees can vary between different companies. My biggest piece of advice is to use the one that is the cheapest by making sure you are shopping around.
Lastly, try not to use credit cards for sending money as most of these charge higher fees than a debit card or bank account. Any extra money you can save the better!
What is your favorite sending money app for friends and families? Have you ever send money internationally with an app or were you worried about security?
Let us know in the comments!
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For the past 10 years of working from home, You have to believe me when I say 'Anyone can actually spend a few minutes up to an hour a day making money'. But it does not always mean you'll get rich fast. It also takes some hard work and a passion to make money online. Also, An additional 20 new apps this 2020 is posted now.
I downloaded all sorts of apps that make money. I tried them, sometimes I failed to make even a single cent. And sometimes I made hundreds of dollars. And because some apps are not available worldwide. I have to make sure to do thorough research of its legitimacy.
It's not always failing and it's not always succeeding either. The one thing that I learned about money-making apps and sites, that not everything is permanent.
I'm not saying that all of these will vanish soon. What I'm saying is make the most of these paying sites while their hot and kicking.
Some of the apps and sites that I used years ago are now defunct. But, surprisingly some of them are still working and paying up to this point.
Apps That Really Earn Money
I have to always and I mean, Always, Update you guys with the best apps all the time. Because money-making apps and sites may come and go, But, like what I always say. Some awesome ones stay. You just need to know which.
Now the question is, Did you even bother to download the apps I mentioned from my previous posts and try them yourself before some of them disappeared?
That's why I'm back to update you guys. And the good news is I have some new awesome apps, and old ones that are still paying and good to go.
This post may contain affiliate links see affiliate disclosure here. which means I may receive a small commission for clicks made through my links. they are good products and all our opinion and suggestions are unbiased I only share products and services that I use, trust and love.
1. ClipClaps– You get paid just by watching funny videos. What's so great about this app? It's totally legit. instead of wasting your time watching videos from your Facebook feed. Why not go to Clipclaps and get paid
2. Spare5-Still up and running. I got hooked on this last year. It's one of those tasks apps that's not your typical money making app. If you haven't read my review on this app you can check it here, As well as ways on how you can earn more from this app.
Two of my favorite tasks from this app is calling different hotels around the globe and asking if they have a water heater. And the other one is just tagging pictures. So Simple! while I no longer used this very much. It's surprising that I still make money whenever I go back and do some tasks on this app.
3. Clickworker-Just like spare5 and Clickworker, they have both website and app to make money. It's one of the oldest sites that pay people to do simple tasks. Now clickworker has an app too. So cool!
Two of my favorite tasks here are the UHRS and reviewing videos. You can easily download the app or go to the site itself to create an account and that's it. If you want to learn more about Clickworker. Read my previous post here.
4. Acorns– This one awesome app can turn your spare change into investments. If you have zero knowledge (like everyone else) about stocks. This one simple app can help you with that with just $5 you can invest and it's newbie friendly as well.
And the best part? It's free if you're a student. Although, it's better to let your money grow first, But when you withdraw it will only take you 3-6 business days.
5. Palfish– Is still one of my favorites, I know that there are a lot of changes with them lately, but you can still give it a try. I worked for them a couple of years back and it was fun. They pay on time, and I made a lot of new friends. You can check my review here.
6. Receipt Hog– This app will pay you to shop. It's a fun way to turn your everyday receipts into cash and rewards. Just take a picture of your receipt from restaurants, groceries, cafe etc. And get coins you can use to play, join sweepstakes or just cash out through Amazon gift cards and or PayPal.
7. Cash for Apps– This app will pay you to download and test apps. You can earn points just by trying these brands. Points can be used to purchase great rewards such as Xbox and Amazon gift cards.
8. Survey Retail App– Get paid to answer surveys, shops, etc. It pays you to go to nearby stores and complete a task. Tasks usually take 10 to 20 minutes and pay up to $25 per task. It's a great way to make some extra money on the side.
9. Checkout 51 – Here's a shopping and grocery savings app or cash-back app. That will help you save and earn money with your favorite brands. Just like receipt hog you just need to take pictures of your receipt to redeem the offer. and once you reach $20, You can cash out.
10. Lifestylz.tv– With just the minimum of $3.00, you can cash out with this app. Pays you to watch videos. Payments are redeemed through Paypal.
11. SB Answer– I think most people know Swagbucks. Why? Simple. It's such a great app. If you like sharing your opinion. You may want to start downloading this app. There's more like this coming up on this list. And yes they are one of the best-paying apps. Give your opinions on movies, shopping, products etc. And get rewards.
12. Bituro– Here's an easy way to earn money. You just need to complete surveys that are refreshed daily. And you can redeem your money in more than one way.
- Bitcoins (All countries)
- Ethereum tokens (All countries)
- PayPal (All countries)
- Amazon Gift Cards (US only)
- Starbucks Gift Cards (US only)
- Target Gift Cards (US only)
13. Ibotta– Has been around for quite a long time. And that's because it's been one of the best paying apps of all time. You can earn hundreds of cash-back rewards just by snapping pictures of your receipts.
14. Lucky Day – This free sweepstakes app. Will let you play and get a chance to win real cash instantly. And yes they do pay through Paypal. Play games, enter raffles and earn rewards.
15. Wow App– Here's one unique app that's worth downloading. It pays you to just do your typical daily activities. Such as chatting, shopping, playing games, browsing etc. You have the choice to either cash out your earnings or donate it to one of almost 2000 supported charities around the globe.
16. Fetch Rewards- Here's a paid-to-shop app. That is available on all devices including the desktop. It's pretty easy to use. Just do your normal shopping routine and scan your receipts and get cash backs. Rewards points are then redeemable for a variety of gift cards, such as Visa, Sephora, Starbucks, Barnes & Noble, Amazon, Bed Bath & Beyond, Macy's, Nike, and many, many more!
17. Sweatcoin– Here's an app that will pay you to exercise. Making money while getting fit. Here's a download-worthy app. Furthermore, This app also gives high-tech shoes, iPhone, and apple watches. Downloadable on both Android and IOS. It can also be accessed through their website. Gift cards and Cash are sent through Paypal and Amazon US.
18. Keep rewards– This app provides free cash gifts to users. Available on desktop and Android phones. Although not a passive app. Don t pass odds. The minimum cash out is $5. Payments are paid through Amazon US and PayPal.
19. Blabber– Accessible through a website and available on both IOS and Android. Here's a unique app that pays you to message/chat with your friends. Just like a messenger (pretty cool huh?) Minimum cash out is $15 and paid through PayPal.
20. Cash Magnet– Here's an app that pays you just to use them. You don't need to download other apps, play games, watch ads to earn here. Just download and run the app. That's it. Passive indeed. Available on both Android and Website. Payments are sent through Paypal And Amazon.
Another thing, before I continue with the other half of the apps. I just want to ask something. If you are the type of person who wanted to make money with just apps, I mean literally with apps and wouldn't mind having tons of apps in his phone.
The type of person who just doesn't like doing other work from home jobs? Someone who would enjoy waiting for money to grow? You may want to check my post on Phone Farming. I'm not saying this is the best way to make money with apps.
I just want to let you know that there are tons of people making money this way. While they sleep and doing nothing. Just waiting. Phone Farming may not be for everyone but you may be one of those who actually enjoys this kind of stuff.
21. Super Pop Quiz– Here's another app that pays you to answer their quiz. Available on both Android and Desktop only. Here's another passive app that you can download and add to your list. PayPal and Amazon will send your payments/gift cards once you reach the minimum cash out.
22. Smart Panel– I think a lot of people have heard of this app. And yes it's another passive app that can be accessed through desktop as well as Android. It is an unobtrusive research app that once you've installed and activated the Smart App to the device, you'll be able to redeem your rewards and earn more every month! Pretty neat huh? Payments are through Paypal and Amazon.
23. Google Opinion Rewards– This app is available on both IOS and Android as well as desktop. By the name itself, Google Opinion will pay you to express yourself. And, PayPal will send payments once you reach the minimum cash out.
24. Ibotta– Love shopping? Here's an app for you. Ibotta pays whenever you shop. Paypal will pay you once you reach the minimum cash out of $20.00. In addition, Users rated this as one of the best paying apps. Available on both IOS and Android. As well as desktops.
25. Entertainow– Love watching? Entertainow will pay you to stream videos. Now that's another easy way to earn some chachings. Minimum cash out is just $3.00 and paid through PayPal and Amazon. This app is available on IOS, Android, and desktops.
26. AppLike– If you have heard about an app that pays you to download stuff. Here's one of them. Applike is a passive app. That has a $1.00 minimum cash out through PayPal only. Unfortunately, this is only available on Android phones and desktops.
27. Smore– What a yummy app name. And how easy to earn money with this app. Just download and use it as a lock screen and that's it. They will pay you to use your phone as it is. It also has other offers to make more money, like taking surveys and referring friends. Amazon will send your rewards.
28. Money SMS– Another paid-to-use passive app that you can add to your list. Minimum of just $1.00 to redeem your cash through Amazon only. So how does it work? Just download, run the app, connect to the internet, Wait for the SMS. They will pay you for each test SMS you received.
29. Sportly.tv – If you don't know this app then you're missing a lot. Sportly.tv is a passive app that will pay you to watch sports videos. And yes it's a passive app that is available on all devices, hurray!!! Watch fun, fresh videos no matter where you are with the Sportly App.
30. AppTrailers– Another passive app to add to your list. Apptrailers has a minimum of only $0.25 to cash out. They will pay you to watch. Furthermore, It's available on IOS, Android, and Desktop. They even added games and trivia for additional chachings.
31.Stick Whaff- Another interesting app. Let you earn just by playing, watching, downloading, etc. And you can redeem your rewards through Paypal, Amazon, and Bitcoin.
32. Nielsen Mobile App– This app will let you be part of the research they do in Nielsen. By simply installing the app on your iPad and other mobile devices you can be part of the panel and earn rewards.
33.Goldesel- It actually means gold donkey in English. You get paid to play, watch short video clips, try new apps, take part of surveys and so much more. Plus, you can also earn by referring friends.
34.Vestly – This investing, trading game app will let you play by buying and trading stocks using virtual money but has the chance to win real money. Top performers win real cash. You can actually practice trading with this app while earning some quick bucks.
35.Stepbet- 'Move more earn more' This brilliant motivational fitness app is one of the apps you shouldn't forget. It helps you reach your fitness goals by betting on yourself. Just hit your goals and cash out. A very fun way to build a healthier habit while earning some cash.
36.Google Opinion Rewards– Another get-paid-to-answer app. This survey app has been around for years. If you love answering short surveys and making money download this app and add this to your list of survey apps. You can get paid up to $1 per survey and it usually takes around 20 seconds per survey.
37.Quick Thoughts– Another survey app that's worth downloading. share your opinions and make some cash. Just choose from thousands of surveys ready for you to take. you can even embark on real-life GPS-based activities to earn gift cards at your favorite stores.
38. Daily Win– This free game app would let you play for free and win real money. This is a good use for your spare time. Having fun plus a chance to win cash. Not to mention the extra cash you can earn just by watching short videos and taking surveys.
39.1Q– Here's one super simple app. This app pays you or a charity you choose $.50 cents for every question you answer. That's about it. Super cool app. Simple and of course one of the best-paying apps.
40.Corus– Here's an interesting app. Pays to share your PRIVATE feedback to millions of business around the US rather than broadcasting it to the world. Just fill out your profile, share your feedback and you're done. Plus, you can even refer your friends and earn some more.
You might be wondering why some people make decent money with survey apps? task apps? and some even created their own passive income with passive apps etc. The answer is very simple. These people try their best to plan, organize, and make sure that they don't just use these apps, they follow rules and apply their own strategies.
App That Lets You Win Money Real Money
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